Why Families Have The Same Financial Patterns

Family Financial Patterns.jpg

Have you noticed a trend between how your parents use money and how you use money?

To quote the University of Utah, "Epigenetic inheritance is an unconventional finding. It goes against the idea that inheritance happens only through the DNA code that passes from parent to offspring. It means that a parent's experiences, in the form of epigenetic tags, can be passed down to future generations."

What this means is that we carry within us our parents, grandparents and great grandparents' experiences and emotions.

Studies have found that most of the children of slaves and holocaust survivors are suffering from PTSD (Post Traumatic Stress Disorder) and that may have to do with stuff that happened two or three generations back.

So within you, you carry your ancestor's experiences with money.

This is why it can sometimes be hard for a family to break out of poverty especially if you carry a financial trauma from way back.

Some of the issues we carry around money are not even our own but it falls to us to do the work.




Understand that the relationship we have with money and the way we're currently experiencing money can be unwittingly passed onto our kids.

This is why it's not uncommon for a family to have a similar spirit of money or a similar money archetype.

You can find the current generation responding the same way to money as the previous generation did.

It can feel like no matter what we do, we find ourselves in the same situation as our parents.

Maybe your mom would spend all her money at month end, and you feel like you can't stop yourself from spending all your money on month end - no matter what you have to use that money.

Or maybe your mom helped everyone in the family financially and you just automatically stepped into that role.

One of the things that keeps coming up around Black tax is the notion that our parents paid tax and now we find ourselves in the same situation.

It's an ancestral and generational repetition on thoughts, words and deeds around money and our loyalty to the tribe perpetuates this financial cycle. 




As kids we look at the adults around us and make a decision to be loyal to them and/or to rebel against them and what they hold dear.

One thing to understand is that we can be loyal and rebellious at the same time - kids understand that there are no limits in the universe.

You don't have to choose between A and B, you can have both A and B. 




When I was little I was very close to my uncle, unfortunately my uncle had/has many issues with money.

At that age, my uncle and grandma were my world. They were my heroes.

My parents weren't even on their level in my world.

So of course I took on vows of loyalty to them, in particular their financial behaviour.

My uncle has a huge money block - he's highly educated but he has a hard time making money and keeping money.

So when I consider my vow of loyalty it makes complete sense that the more educated I became, the less money I was able to make.

In fact I spent 2 years after getting my MBA, not earning a penny!

It's only after I worked through my vows of loyalty that I was able to start earning something.

Incidentally these are vows that also keep us paying black tax.

If you vowed to be loyal to a family member or neighbour and they paid black tax, then you may automatically find yourself paying said tax.




At this point you're thinking - I can just break the vow.


Vows are spiritual and they supersede limiting beliefs and stories. And they can span life times.

Yes - a vow can be carried from one life time to the next.

So if in one lifetime you took a vow to look after your family and be loyal to the tribe/ your country etc.

Guess what?

That vow doesn't suddenly disappear.

And in this post I don't touch on vows of poverty or invisibility.

Vows are powerful!

Sometimes you don't even know the vow is there. Ask any of the Money Magic ecourse students.

It's so deeply buried in our psyche that we need to work with the inner child or inner teen to reveal it and let it go.

If the vow is obvious (sometimes it is) and we do decide to use will power and the conscious mind to release these vows we feel guilty.

Because a vow is like a promise and it seems to the inner child and inner teen that we're breaking a promise (which we are on the spiritual plane).

And as mentioned a few weeks ago - guilt can lead to financial self sabotage and cause us to manifest ways to get rid of money.