My credit history sucks.
This is the first time in my adult life that I've been debt free but I learned the hard way that being debt free doesn't lead to a good credit score.
Unfortunately for me, I learned this as I was in the process of buying my apartment, which added another 6 months to the entire process because I had to take time out to improve my credit report and credit score.
For the first time in my life, I have an investment portfolio and am focusing my attention on growing this portfolio.
Getting to this point has been a journey of emotional ups and downs.
One of the emotions I struggled with for years was frustration and anger about money and not having enough money to buy food, let alone save or invest.
Learning how to budget and plan my finances was one of the ways I saved money. Even now, a budget helps me see where my money is going and to keep track of all my finances.
Paul Samuelson once said, “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”
This quote explains it all - time is an important part of investments.
The longer your investment period, the higher your return.
For as long as I can remember, I’ve wanted to understand how I can start investing in the stock market or shares.
I started reading books on shares and share trading in high school but it seemed too expensive to start investing.
What if your vision scares the living Jesus out of you?
What if the thought of succeeding and making your dreams a reality makes you want to run for the hills?
Congratulations!
You’re moving out of your comfort zone and it's scary!
I often struggle with my desire to self-sabotage when I look at my life and the goals I've yet to achieve.
When I’m writing the vision, I’m excited and happy, but when it comes time to taking action, I can sometimes freeze and spend days, even weeks, procrastinating.
