How Can I Think of Wealth Creation When I'm Totally Broke?

How can I think wealth creation or debt repayment when I have no money coming into my life and I am totally broke?

I often get asked this question.

I get you!

Trust me, I have been there so I want to share a story with you.

In 2011, I was totally broke and done for. A friend of mine introduced me to a coach, Jo Ntsebeza (she’s one of the many witnesses to this journey) and I asked her to coach me.

I used the very little I had to pay her instead of paying my debt because I was on the brink of ending my life but there was a part of me that wanted to make a last effort.

Also, I had gone to a vipassana meditation retreat, that helped me see that my emotions were playing havoc on my life.

Moving Countries Will Not Change Your Finances

There’s a money myth that a lot of people, in particular South Africans, buy into and believe.

That myth is that moving to another country will change you finances and lead to financial freedom.

I bought into this myth as well and it shaped my life.

I started traveling and living abroad right after graduation in 2005 because I believed that's what would lead to financial freedom.

How the Collective Victim Shadow Archetype Affects Our Finances

I can see how my history of oppression as a South African has led to a collective victim shadow in my maternal family and how this victim shadow has affected our relationship with money:

  • We feel powerless with money - we never feel like we can master money. It feels like financial events just happen to us. My maternal family has this belief that money is something mystical that only the lucky few can ever master it.

  • We're always operating from a sense of blame - it's never our fault, our financial mishaps are witchcraft or someone’s fault. I spent years blaming my childhood for my debt. I’d convince myself that my relationship with money would’ve been great if I had a better childhood or if I'd been loved better as a child.