Episode 55: Designing your financial future for yourself and your descendants

Episode 55: Designing your financial future for yourself and your descendants

This week I talked to Tsitsi Mutiti, an investment manager and a certified financial coach based in the UK. Tsitsi has been in the financial industry for over 13 years since she moved to the UK from Zimbabwe. She started as a secretary and worked her way up to where she is today. Tsitsi got into coaching because she felt there was a gap between high and low niche wealth individuals that she served despite the financial industry having so much to offer. 

In this podcast, we chat about how money habits are all about our mindset around money. Trauma makes you forget about your magic and yourself. Understanding your past about money will help you know how you impact your relationship with money. Money is just a tool, you’re in complete control, and you can point it to whatever you want it to achieve.  You can rewrite your money story, become the author of your financial story, don’t let other people write it for you.  

Tsitsi shares how she got into massive debt in the UK; creating a lifestyle that the world told her she should have. However, once she focused on spending money in alignment with her values, the money started flowing. This enabled her to consolidate and pay off her debt in one and a half years instead of six years. Tsitsi is debt-free, and she has been helping people get out of debt and expand their money over the years. 

Tune in!

Click play on the video below to watch.

During this episode, you will learn about;

[03:26] Tsitsi’s career backstory and how she got into the financial industry 

[06:07] Tsitsi’s coaching and what she offers in the financial space 

[11:41] Money traumas that come with how we’re represented 

[16:59] Becoming a designer of your financial future

[18:25] Tsitsi seven steps financial blueprint that she uses in financial coaching  

[20:52] Tsitsi money journey and her first encounter with money at 17 years

[25:32] How Tsitsi got herself in massive debt in the UK    

[31:14] How Tsitsi became debt-free in 11/2 years instead of six years 

[34:37] The blueprint that helped Tsitsi get out of debts, CHOICES 

[39:02] Understanding your money habits and mindset 

[42:52] Evaluating your spending plan and aligning it with your values 

[50:13] How Tsitsi discovered her money traumas and what has changed 

[56:48] Going through breakdown to get to your money breakthrough 

[57:50] Three life lessons that Tsitsi learned from healing from money trauma 

[61:24] A simple exercise to add to your daily routine of financial wellness

[64:17] How to work with Tsitsi and build your wealth oversees 

Notable Quotes 

  • Money habits are all about our mindset around money.

  • No matter how much you cut back, you can’t get wealthy; it’s all about mindset. 

  • When you start spending your money on things that align with what you want, it expands.

  • You’ve to be willing to go through the breakdown to get to the breakthrough. 

  • Money trauma isn’t about our parents or us; it goes back to many millennials. 

  • It’s our responsibility to break the cycle by learning and passing knowledge to the next generation. 

Connect With Us

Tsitsi Mutiti

LinkedIn: https://www.linkedin.com/in/tsitsi-mutiti-chartered-fcsi/?originalSubdomain=uk

Twitter: https://twitter.com/tsitsimutiti

Instagram: https://www.instagram.com/tsitsitandiwe/?hl=en

Vangile Makwakwa

Website: https://www.wealthy-money.com/coaching

LinkedIn:  https://www.instagram.com/vangilemakwakwa/

Instagram: https://www.linkedin.com/in/vangilemakwakwa/

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